Cash Flow ↑ ₹14.2L AR Collected · 3 invoices DSO 42d → 38d ↓ Working Capital +₹6.8L Month-End: 4h (was 7d) Gross Margin 68.4% ↑ AP Due · ₹3.1L overdue Tally Sync · 2 min ago Cash Runway: 6.2 mo ↑ Bank Feed: Live Cash Flow ↑ ₹14.2L AR Collected · 3 invoices DSO 42d → 38d ↓ Working Capital +₹6.8L Month-End: 4h (was 7d) Gross Margin 68.4% ↑ AP Due · ₹3.1L overdue Tally Sync · 2 min ago Cash Runway: 6.2 mo ↑ Bank Feed: Live
AI CFO Stack for Indian SMEs

Tally has memory.
Sentinent has intelligence.

Plug into your existing Tally or QuickBooks setup. No migration. No new ERP. Just an AI layer that turns your accounting data into cash flow forecasts, AP/AR automation, continuous close, and audit-ready reports — in real time.

Finance Overview — Live LIVE
Cash Now
₹42.1L
↑ ₹3.2L vs last week
AR Outstanding
₹18.6L
↑ 3 overdue
Runway
6.2mo
↑ 0.4 mo
13-Week Cash Forecast AI model
Wk1
₹38L
Wk4
₹32L
Wk8
₹24L
Wk13
₹40L
Top AR — Action Required
Ravi Electricals +12 days overdue ₹4.8L
Mehta Distributors due in 3d ₹2.1L
Sundar Trading Co. on time ₹1.4L
Collect from Ravi Electricals + 2 others this week to avoid a ₹9.2L cash gap in 18 days.

Your accounting software is a graveyard for data.

QuickBooks and Tally are excellent ledgers. They record history. But they cannot tell you what's coming, what to do about it, or where you're bleeding. Every SME with ₹5–200Cr in revenue is flying blind — not because the data doesn't exist, but because nobody's reading it intelligently.

63M
SMEs in India with no CFO function, managing finance on instinct
45d
Average lag before founders discover a cash crisis. Entirely preventable.
7 days
Average time SME finance teams spend on month-end close. We make it same-day.
₹5L
Average CA audit prep cost per cycle, rebuilding data your own Tally already has.

Everything a CFO does.
Without the CFO hire.

📈
Cash Flow Intelligence
13-week rolling cash forecast built from live bank feeds and ERP data. Alerts before shortfalls hit — named, timestamped, and actionable.
bank feed sync scenario model AI forecast
🔄
AP/AR Automation
Auto-match invoices to payments. Smart aging with WhatsApp + email nudges for overdue receivables. Vendor payment scheduling with cash-flow awareness.
auto-reconcile WhatsApp alerts aging reports
📅
Continuous Close
Real-time P&L, balance sheet, and working capital. Month-end cut from 7 days to same-day. Auto-flag anomalies and reconciliation gaps as they appear.
real-time P&L anomaly detection same-day close
📋
Audit Prep Engine
CA-ready trial balance, journal logs, and reconciliation reports auto-generated on demand. Reduce audit prep time by 80%. GST-compliant by default.
CA-ready export GST compliance one-click audit
👥
Role-Based Dashboards
Founder sees runway, AR risk, next 30-day liability. CFO gets full depth. Sales sees customer payment behavior. Ops sees COGS flow. Everyone gets what they need.
multi-role custom views founder digest
🧠
Prescriptive Alerts
Not just "DSO increased." Sentinent says: "Collect from 3 customers this week to avoid a ₹14L gap in 18 days." Named. Actionable. Timed to your cash cycle.
prescriptive AI named actions cash-cycle aware

Plug in. No migration.
Instant intelligence.

1
Connect your data sources
Tally via local XML sync agent, QuickBooks via OAuth, bank feeds via Account Aggregator (AA framework) or direct bank API. Setup takes under 30 minutes. No data migration. Nothing moves.
tally · quickbooks · bank feeds · GST portal
2
Sentinent normalizes and maps
Our data layer cleans, categorizes, and maps all transactions to a unified schema. India-specific GST structure, multi-entity setups, and voucher types handled natively.
~28min avg. setup time
3
AI runs continuously in the background
Cash flow models, AR aging, anomaly detection, and scenario engines update nightly and on every trigger. No user action needed. The model learns your business seasonality, customer behavior, and payment patterns over time.
nightly runs + real-time triggers
4
Decisions land where you work
Role dashboards in browser. Daily digest on WhatsApp. Weekly CFO report auto-generated as PDF. Audit package on demand. The intelligence comes to you — not the other way around.
dashboard · whatsapp · email · pdf export

Built for Tally India. Built for the gap nobody else fills.

Platform Cash Forecast Tally Native Prescriptive AI
Sentinent ✦
Zoho Books Partial
Finmark / Mosaic Partial
Dext / Datarails Partial
Tally Add-ons
01
Deep Tally integration moat
Tally's XML sync with India-specific GST, multi-company, and voucher structure is rarely built correctly. Every edge case we handle is proprietary — and compounds.
02
Business-specific learning
Sentinent learns your cash cycle, customer payment patterns, and seasonality. After 6 months, the forecast model is yours alone. Competitors can't copy it.
03
CA distribution channel
India has 350K+ CAs each managing 10–50 SME clients. Our CA white-label portal converts them into referral engines. Distribution that doesn't scale linearly with CAC.
04
Operational stickiness
Once your team runs close on Sentinent and your CA uses our audit export, this is infrastructure — not a dashboard. Churn rate drops structurally below 3%.

Clear pricing. No surprises.
Just like your cash flow.

Annual billing saves 20%. All plans include Tally + QuickBooks integration, bank feed sync, and WhatsApp alerts.

Starter
₹4,999
/month · 1 entity
Cash flow dashboard + 13-week forecast
AR/AP aging reports
1 Tally entity + 1 bank feed
WhatsApp daily digest
Prescriptive alerts
Scale
₹24,999
/month · unlimited entities
Everything in Growth
Unlimited entities + bank feeds
API access + data export
Custom financial models
Dedicated onboarding + SLA
NBFC working capital referrals
TB
Tejas Bhovad
Founder & CEO, Sentinent

Tejas Bhovad

// Founder & CEO · Sentinent

Sentinent was built from the inside out. Tejas grew up in the trenches of Indian B2B distribution — watching finance teams work 10-day month-ends on spreadsheets, watching CAs reconstruct data from Tally ledgers that had all the answers but couldn't speak, and watching founders make cash decisions based on gut rather than numbers.

The founding insight isn't theoretical. QuickBooks and Tally are memory. They are not intelligence. Every SME above ₹5Cr in revenue already has the data. What they're missing is the layer that reads it, models it, and tells them what to do — in time to matter. That's the gap Sentinent was built to close.

₹5–200Cr
Target SME revenue band
2M+
Tally users in India addressable
80%
Reduction in audit prep time
<30min
Time to connect and go live

Be one of the first 50 SMEs to run on Sentinent.

We're onboarding design partners — high-touch, free access for 3 months, and your feedback shapes the product. Distribution and manufacturing businesses preferred.

No spam. No sales calls. Just early access.